Boat and Watercraft Insurance


When the topic of insurance comes up, people usually think of auto, home, life etc…., but there are other kinds of insurance that people are not aware of. There is watercraft insurance to cover boats, there is ocean marine insurance, and even aviation insurance.

Watercraft insurance is sold as a separate policy, or it can be added to a homeowners insurance policy. Since homeowners policies only provide limited coverage for watercrafts, people tend to purchase it as a separate policy.

Boat owner’s policies are available for runabout-type boats, their motors, equipment, and trailers. Boat owner policies are actually very similar to auto insurance policies. Both policies have to cover liability in the event you negligently injure someone or damage their property. This is referred to as bodily injury and property damage liability. In the event that the boat sinks, is stolen, or involved in a collision, the boat itself is covered for physical damage. This physical damage coverage is called Hull Damage. Watercraft policies are designed for watercrafts that are less than 26 feet in length. Continue reading

How to Choose Suitcase?

There is no doubt in the fact that traveling is the most exciting thing that fills you out with awesome memories. however, when this comes to plan a trip, there are many things to consider like Booking tickets, hotels and many more. Packing up the luggage is one of the most difficult challenges and personally, I feel that most of the people face complication while purchasing a new suitcase. This hitherto daunting task can be alleviated by keeping some important facts in mind. Continue reading